# Chapter 741-745: The Mortgage, the Deed, and a Secret That Changes Everything
Hello everyone, it’s me again! How are you all doing? Today, I will continue to walk with you and review Chapter 741-745 of **"My Accidental Husband is a Billionaire Reviews"**. And let me tell you—this chapter is a delicious mix of suspicion, hidden agendas, and one final twist that will turn everything you thought you knew upside down. So sit back, grab your favorite drink, and let’s dive into the drama!
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It all began with a simple question that nearly shattered the fragile peace in the room. Gavin turned to Selena with a troubled expression and asked, “Did you take the house deed with you today?” His mind flashed back to a suspicious man he had seen sneaking around Selena earlier, whispering to her like they shared a secret too dangerous to speak aloud. His eyes narrowed. “That guy you were talking to... he wasn’t asking for directions, was he? Were you trying to mortgage the house?”
Selena’s face went pale. She swallowed hard and stammered, “I... I wasn’t...”
But before she could hide behind another half-hearted excuse, Ryan’s cold laugh cut through the air like a blade. He fixed his gaze on her. “Our family might stay under the radar, but here in Clance, not many people are brave enough to cross us. You tried to mortgage the house, and I found out within hours.”
And Ryan wasn’t exaggerating. In this city, the Cobb name meant something. The moment anyone dared to touch a property bearing Gavin’s name, the Cobbs would know. That house was Gavin’s inheritance, and no one could mortgage or sell it without the family’s knowledge.
Ryan’s eyes drilled into Selena. “Why did you try to mortgage the house?”
Even Gavin turned to her, genuinely confused. “Yeah, why would you do that? I told you yesterday I’d handle selling it. If you go through a mortgage, they’ll lowball you.”
Selena looked down, playing the role of a caring, thoughtful wife with practiced ease. “The two million you gave me... I put it into an investment account, and I can’t pull it out right now. I thought I could use the house as collateral... You said we needed money fast, so I figured a loan would be quicker than selling.”
Ryan’s voice was cool, but a spark of curiosity flickered behind his calculated eyes. “Then why didn’t you tell Gavin?”
Selena bit her lip, her voice trembling just enough to sound sincere. “I didn’t want Gavin to feel embarrassed. And selling a house is a big deal—it’s the home his parents left us. If we sold it, wouldn’t that feel like we’re letting them down? But if we just mortgage it, we could pay off the loan later and get it back...”
Gavin’s heart melted. He squeezed her hand, overwhelmed with emotion. “Selena, I had no idea you were that thoughtful.”
But Ryan wasn’t buying any of it. Something was off. He had never particularly warmed to Selena, but since Gavin loved her and she had kept out of trouble since marrying into the family, he had chosen to tolerate her. Yet his instincts, honed from years of navigating the dangerous world of power and money, whispered that there was far more to her story.
Instead of pressing the matter further, Ryan turned his attention to Gavin. There was a rare softness in his voice. “If you needed money, why didn’t you just come to me? There’s no need to sell the house.”
With that, he reached across the table and took the house deed into his hands. “How much do you need? I’ll take care of the hospital bills. As for the deed, I’ll hang on to it for safekeeping. This is the only thing your parents left you—if you sell it, how will you keep their memory alive?”
Gavin’s eyes welled up with tears. He remembered everything: his parents’ tragic car accident when he was a child, growing up at the family estate, and the bond he had formed with Ryan. Ryan had always been more than a boss—he was the older brother Gavin never had. In return, Gavin had served him with absolute loyalty.
But even now, Gavin was mindful of his place. He tried to keep his voice steady. “Ryan, it’s just... Selena and I... with everything going on, the treatments are expensive, and I didn’t want to—”
Ryan clapped him on the shoulder, cutting him off gently. “The Cobb family has more than enough, and with the Gills behind us, you’ll never have to worry about money. You shouldn’t be stressing about this.”
Then he shot a sharp, warning glance at Selena. “You’re part of this family now, so stop worrying about money.”
And with that, Ryan turned and left, carrying the deed with him.
Gavin blinked back tears of gratitude, overwhelmed by the kindness of his brother figure. But Selena? She stared at the door with her fists clenched at her sides. Her mind was racing, and not with gratitude—oh no. She was calculating.
Because now, every dollar she spent would be tracked. Ryan had effectively slammed the door on any under-the-table financial moves. And that deed... that precious house deed... if something ever happened to Gavin, it would all fall into Ryan’s hands. The house would be his.
She bit her lip hard enough to hurt. “What kind of treatment would cost twenty million dollars anyway?” she thought bitterly. Ryan was playing this game perfectly. She could see right through him.
But Gavin, sweet, trusting Gavin, only looked at her with admiration. “Selena, Ryan really does care about us.”
She forced a smile—a smile that never reached her eyes.
Later, back in their room, Selena’s mind began to spin with darker thoughts. She couldn’t shake the gnawing fear that she would lose everything. “How can I secure more for myself once Gavin is gone?” The question burned quietly in her heart.
Then, as if the universe wanted to test her, Gavin walked up to her with a slightly worried expression. “Selena, I’ve been feeling a little off. Do you think we should head to the hospital and get me checked out?”
Selena’s eyes flickered, and a small, private smirk tugged at the corner of her lips. So... he was still hiding his illness from her. How predictable. How pathetic. She put on her sweet, devoted wife expression and said, “Of course, honey.”
They headed to the hospital together, and to keep her from catching on, Gavin even went through the motions of getting a full check-up, just like she had. Selena found the entire act terribly amusing. She played along, feigning concern, all while secretly thinking she was one step ahead of him.
But then, something happened that would change everything.
A nurse passed by, whispering to a colleague with a fond smile. “That husband is so sweet. He’s even pretending to get a check-up so his wife won’t find out how sick she really is...”
The words drifted through the air like poison.
Selena froze.
She was the sick one. Not Gavin. He had been protecting *her* all along—hiding her own deadly illness from her while pretending to be the patient. Every visit, every excuse, every act of "care" had been a carefully crafted illusion to spare her the pain of the truth.
The irony was brutal. She, who had been scheming to secure her future after Gavin was gone, was the one whose future was slipping away.
The chapter ends with the cold truth crashing down on Selena—and the chilling question of what she will do with the knowledge that the one she planned to survive is really the one destined to leave first.
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**Reader's Impressions & Star Rating:**
Oh, this chapter was a masterpiece of tension and dramatic irony! The way Selena thought she was pulling the strings, only to be blindsided by a whispered conversation, gave me actual chills. Ryan’s quiet dominance and protective instincts over Gavin were so compelling, and his sharp distrust of Selena added a delicious layer of suspense. And that twist at the end? Absolutely jaw-dropping. The roles have completely flipped, and I can’t wait to see how Selena handles the news that she is the one fighting for her life while the husband she planned to leave behind is secretly her most devoted guardian.
I give this chapter a heartfelt **⭐⭐⭐⭐⭐ Rating: 4.8 / 5 Stars**.
**Next Chapter Prediction:**
Now that Selena knows the truth about her illness, a storm is coming. Will she spiral into despair, or will her cold, calculating mind twist this news into yet another scheme? And when Gavin realizes that his secret is out, how will their relationship change? With Ryan already watching her every move, I predict Selena will try to use her illness to gain sympathy and control—but this time, Gavin and Ryan may already be two steps ahead of her.
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