# Chapter 744: The Four-Minute Standoff
Hello everyone, it’s me again! How are you all doing? Today I will continue to walk with you and review Chapter 744 of *My Accidental Husband is a Billionaire Reviews*. If you thought the last chapter was tense, just wait—because this one is a ticking time bomb, and every second counts. Grab your popcorn, because we’re stepping right into the heart of a prophecy, a smug heiress, and a woman who refuses to blink first.
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Ryan Cobb was getting annoyed.
That alone was a rare sight. The Cobb family had always prided themselves on keeping a low profile. Despite their towering status in society, they never threw their weight around, didn’t flaunt their connections, and certainly didn’t go looking for trouble. That’s why, even with Keira Olsen standing boldly at his doorstep, Ryan hadn’t called security or summoned a single bodyguard.
Growing up, Ryan had been raised to be kind, gracious, and approachable. His usual demeanor was one of effortless elegance and calm. But right now, standing face-to-face with Keira, that calm had curdled into irritation. Make no mistake—being gentle didn’t mean he couldn’t get angry.
There had been plenty of people over the years who mistook the Cobb family’s restraint for weakness. They’d swagger in, provoke, and sneer. On the surface, the Cobbs might smile and let things slide. But behind closed doors? They’d quietly bankrupt their adversaries without a second thought. And in the end, those same arrogant souls would come crawling back, begging for mercy. The Cobbs would grant them a lifeline, and even though those families had fallen from elite status to second-rate, they were forever, eternally grateful to the Cobb name.
So Ryan’s eyes now carried a cold, dangerous edge—a storm warning hidden beneath the surface of a gentleman’s face.
Meanwhile, the woman standing before him seemed completely unbothered. She was casually fiddling with her phone, as though his growing fury didn’t faze her in the slightest. As if she were waiting for a bus on a sunny afternoon.
Keira was checking the time.
Five minutes until 10:00.
Here was the thing—if the South family’s prophecy was correct, Ryan was supposed to be in a horrific car accident in five minutes. But he was still standing in his own front yard, arms crossed, stubborn as a mountain. How in the world could that possibly happen?
Keira narrowed her eyes.
If no car accident occurred, then the South family’s prophecy would be proven wrong. And according to Erin, once a prophecy from the South family was made, it couldn’t be avoided. The only option was to face the impending disaster head-on. The South family didn’t share their prophecies for fun—they did it to give the other party a fighting chance to prepare. In Ryan’s case, if he had known about the accident ahead of time, maybe he could have avoided the worst of it, saved his life when the moment came.
That was why the South family’s predictions were so rare, so valuable, and so terrifying.
Keira glanced at Ryan again, then checked her phone. Four minutes left…
The car accident from the prophecy was looming, and even Keira, as unshakable as she usually was, couldn’t help but feel a knot of tension pulling tight in her chest.
Ryan glanced down at his own watch and scoffed. “Ms. Olsen, I’ve got four minutes left, and I’m still in my front yard. There’s no way your little car accident prediction is coming true.”
Keira nodded, perfectly calm. “Yep, four more minutes. Please, just bear with me a little longer, Mr. Cobb. I promise—at 10:01, you’re free to go.”
Ryan smirked, clearly not taking her seriously. In his mind, this was just another bizarre spectacle, another entitled heiress wasting his precious time.
Keira sighed softly, her eyes fixed on the seconds ticking away.
And then, right on cue, a sweet, grating voice cut through the air.
“Aunt Keira, I know Uncle Lewis has spoiled you, but how could you pull something like this?”
Everyone turned to see Selena approaching, gliding forward like a porcelain doll wrapped in innocence. She looked as poised as ever, her smile polite, her posture perfect. But her eyes betrayed her—spite and hostility flickered behind that mask, unmistakable to anyone paying attention.
Selena was good at playing the sweet niece. But Keira? Keira had long since seen through the act.
Keira lowered her gaze, utterly uninterested in engaging.
Selena stepped closer, turning her attention to Ryan with practiced sympathy. “I’m so sorry, big brother. Let me apologize on behalf of my aunt. Uncle and the Olsen family spoil her too much, and now she’s completely out of control…”
Ryan’s frown deepened. Before he could respond, a sarcastic voice chimed in from the side:
“Little manipulator, did you forget to brush your teeth this morning?”
Selena was momentarily stunned, blinking as she tried to process whom the insult was aimed at.
Keira’s lips curled into a slight smile.
Erin looked directly at Selena, her eyes sparkling with mischief. “Selena, I’m talking to you.”
Selena’s brow furrowed. “What did you just call me?”
“A scheming manipulator,” Erin said sweetly, as if explaining something obvious to a child. “Or manipulator, for short. Doesn’t it suit you perfectly? You’re like a walking example of that phrase—so fresh, so innocent, so completely full of it.”
Erin smiled brightly, and it was the kind of smile that made people want to check their teeth for lies.
Selena’s jaw tightened. Knowing she couldn’t out-argue Erin, she shifted her gaze back to Keira, choosing to poison the waters elsewhere. “Aunt Keira, it’s one thing to show up by yourself, but bringing her along to start a fight? You really don’t respect the Cobb family, do you?”
Keira looked at Ryan, giving him a serious, almost formal explanation. “We’re only insulting Selena, not the Cobb family.”
Ryan didn’t know what to say.
Wait… what?
Why was she explaining this so seriously? It was like someone slapped him across the face, then immediately apologized as if that made everything better. That wasn’t an apology—that was a technicality wrapped in a polite bow.
Ryan’s lips twitched, and he couldn’t help but speak up. “Ms. Olsen, Selena is still part of the Cobb family now, so could you… tone it down a little?”
Even as he said it, something felt wrong. The words coming out of his own mouth felt flimsy, like he was negotiating with a hurricane.
Keira turned to Erin. “You heard him. Watch your words.”
Erin grinned. “Got it. Fine—I won’t call you a manipulator anymore, okay? But seriously, some people… when they can’t win an argument, they run and tattle. How old are you again? Still in diapers? You’re not still wearing a pull-up, are you?”
As she said that, Erin’s gaze deliberately drifted downward toward Selena’s waist.
Selena stiffened. Her face turned red with anger, her fists clenched so hard her knuckles went white. “Miss Martin, I’d appreciate it if you watched your mouth.”
“No matter how much you’d like me to clean it up, it’s nothing compared to the stench coming from you,” Erin retorted, her voice dripping with mock concern. “Next time, try brushing your teeth before you leave the house.”
Selena vibrated with barely contained rage, frozen in place by her own carefully constructed public image. She couldn’t lash out without ruining her “innocent victim” act.
And through it all, Keira checked her phone one last time.
Ten o’clock.
The exact moment the South family’s prophecy said everything would change.
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**Reader’s Impressions & Star Rating:**
Oh, what a deliciously tense chapter! I absolutely loved the contrast between Ryan’s suppressed fury, Keira’s eerie calm, and Erin’s brutally honest trash-talking. Erin is quickly becoming one of my favorite characters—she says all the things I wish I could say out loud. Selena’s fake-innocent act is getting old, and seeing her squirm under Erin’s verbal assault was deeply satisfying. And that ending? With the clock striking 10:00 and the prophecy still hanging in the air? I was literally holding my breath. This chapter had wit, tension, and the perfect setup for chaos.
Rating: ⭐⭐⭐⭐⭐ 4.8 / 5 Stars
**Next Chapter Prediction:**
The moment the clock hits 10:00, something is about to go very, very wrong. I predict that just as Ryan is about to dismiss Keira’s warning, a vehicle will come crashing toward the entrance—perhaps not at the front gate, but maybe from a nearby road or even a delivery truck gone rogue. Ryan will have only seconds to react, and Keira will likely save him, proving the South family’s prophecy true and earning the Cobb family’s reluctant respect. Meanwhile, Selena’s mask might finally crack when she realizes that Keira isn’t here to cause trouble—she’s here to save Ryan. And that’s going to make Selena look like the real villain in front of her “big brother.”
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